BUSINESS FINANCING

Buisness financing is kind of granting credit (with collateral) to businesses in order to support their operations such as working capital (purchase of raw materials for production and business, reserve inventory, payroll, ...), implementation of new projects, purchase of fixed assets easily.

Benefits:

+ Promptly realize businesses’s plans
+ Simple procedure
+ Competitive interest

Features:

+ Disbursement currencies: VND/ SJC
+ Loan amount: may up to 80% of capital demands
+ Loan tenor: maximum 20 years
+Collateral: real estate, valuable papers…

Application criteria:
+ Vietnamese: individuals, households, private enterprises who are in demand of capital
+ legal industry, 12 months of continuously running business
+ The Head office locates at place having the presence of HDBank
+ Having enough financial capacity and stable income

Application requirement:
+ Loan application form.
+ ID card/ Passport and Household registration book/ KT3.
+ Business registration certificate
+ Proof of collateral, income and loan purpose.
+ Other relating documents