HDBank finances business who temporarily need working capital to pay regular expenses: electricity bills, water, telephone, payroll, raw material ... while waiting to collect money from their partners.

Features:
+ Current account holders
+ Good transaction history
+ Currency: VND
+ Maximum term of overdraft: 12 months
+ Interest and fee: comply with periodical HDBank’s regualations
+ Interest payment: automatically via current account
+ Principal payment:
Paid automatically at the end of each working day if customer have credit balances on non-term deposit accounts and have debit balance on overdraft accounts.

Benefits:
- Overdaft
- Simple procedure, promptly meet the temporary capital demands
- Withdraw at any branches/ transaction offices of HDBank
- No requirements on proof of loan purposes
- Interest and fee: competitive