CAPITALIZATION LOAN

Benefits:
Buy stocks when being in lack of financial capacity.

Features:
+ Supporting staffs and investors to buy first-offering shares of equitized state-owned enterprises
+ Loan tenor: maximum of 60 months.
+ Loan amount up to 80% of your need with the maximum amount of VND800 million.
Interest rate: flexible and negotiable.

Application criteria:
+ Staffs of equitized state-owned enterprises.
+ Capitalization of state-owned enterprises must be at least of VND10 billions and have 2 consecutive profitable years.
+ Common stock is free transfer but preferred stocks need HDBank’s Board of Directors.

Application requirement:
+ Loan application form.
+ ID card/ Passport and Household registration book/ KT3.
+ Non-fixed term labour contract or employment of 24 consecutive months.
+ Proof of collateral, income and loan purpose