HDBank MasterCard international credit card is payment method which replaces cash payment transactions with the functions as follow:

• Spend first and pay later.
• No interest charges for 45 days (*)
• Safe and convenient for payment transactions in all over the world

Benefits
• Easy payment anytime, anywhere all over the world.
• Reduce risk of carrying cash.
• Timely financial support for business trips or studies abroad…
• Effective tool in replacement of advance sources for business trips…

Utility:
• Card is accepted at millions of POSs and ATMs around the world:
• Cash withdrawal at ATMs or at banks with the Master’s logo.
• Payment for goods and services at MasterCard’s merchants such as: supermarket, shops, restaurants, hotels, air ticket agents, resorts...
• Purchase goods and services via internet.
• Transactions in all currencies in the world.
• Easily manage and control all expenditures through: monthly tranding statement, send SMS Banking to customers.
• Always updated information about promotions and product of banking services.
• It is acceptable for one primary cardholder to issue 2 other secondary cards for realtives with flexible credit limit.

Promotions
• Enjoy privileges, special discount for cardholder at the merchants.
• Shopping or withdraw cash by credit card, with VND10,000, customers will receive 1 bonus point, accumulated bonus points will be converted into attractive gifts or directly deduct cash on the monthly statement.
• Earn the interest rate of 12- month term for the money deposit to ensure payment card.

Product’s features
• Card’s credit limit up to VND 300 million

• Period of usage: 2 years, after 02 years, customers can renewal card.

Registration
Personal:
• Application form.
• Copy of ID or Passport (to compare with the original).
• Copy of household/ certificate of residence (to compare with the original).
• Papers relating to a guarantee payment.

Coporate:
Please contract HDBank for instructions.
(*) This applies only to the card payment , not for cash withdrawal