PREPAID INTEREST DEPOSIT

Benefits

+ Attractive interest rate paid in advance.
+ You can deposit and withdraw principal at any branches of HDBank.
+ Balance confirmation to prove personal financial ability.
+ To mortgage or guarantee for third party to apply for a loan at HDBank.
+ Authorize to other people in using fixed deposit (once or permanently)
+ Easily checking balance and transaction details by using e-Banking and SMS Banking.
+ Safe and confidential.

Features

+ Tenor: 1 to 36 months
+ Currency: VND
+ Minimum initial balance: VND5,000,000
+ Method of interest payment: Interest will be paid in advance.
+ Account usage:
*Deposit: Customers can deposit cash directly or transfer money from current account to fixed deposit account. Only at maturity date are customers allowed to deposit more into their fixed deposit accounts.
*Withdrawal: Wishing to withdraw money before or at maturity date, customers have to withdraw their full amount of fixed deposit accounts (in cash or money transfer) to their current accounts.

+ Final settlement before maturity date:
Customers can make final settlement before maturity date. However, they will refund the rest of prepaid interest to HDBank.

Interest rate and fees

- Interest rate: for your reference, please click here
- Service fee: for your reference, please click here
- Counting fee: will be applied within 2 days from the starting date of transaction in case customers withdraw or transfer money from fixed deposit.

Objectives:
Vietnam: Individual aged 18 and above.
Foreigners aged 18 and above, live and work legally in Vietnam.

Application requirements:

Vietnamese
+ Personal account opening form
+ Passport/ Identification card (in valid)

Foreigners
+ Personal account opening form
+ Passport and Visa (in valid)