TERM DEPOSIT

Benefits:
- Earn high interest rate and be guranteed in VND deposit
- Deposit or withdraw at any branches/ Transaction offices of HDBank.
- To mortgage or guarantee for third party to apply for a loan at HDBank
- Balance confirmation to prove personal financial ability
- Authorize to other people in using fixed deposit (once or permanently)

Features:
- Tenor: 1 week to 36 months
- Currency: VND, USD, EUR
- Minimum initial balance: VND 500,000, USD50, EUR50
- Method of interest payment:
+ By negotiation: mothly payment, annual payment (interest is not accrued to original capital, HDBank keeps these standing - interest to pay for customers.
+ on due date: interest is accrued to capital on due date
- Account usage:
+ Deposit: Customers can deposit cash directly or transfer money from current account to fixed deposit account. Only at maturity date are customers allowed to deposit more into their fixed deposit accounts.
+ Withdrawal: Wishing to withdraw money before or at maturity date, customers have to withdraw their full amount of fixed deposit accounts (in cash or money transfer) to their current accounts.
+ Final settlement before maturity date:
Customers can make final settlement before maturity date. However, they will refund the rest of prepaid interest to HDBank.

Interest rate and fees

- Interest rate: for your reference, please click here
- Opening account fee: Free
- Service fee: for your reference, please click here
- Counting fee: will be applied within 2 days from the starting date of transaction in case customers withdraw or transfer money from fixed deposit.

Objectives:
Vietnam: Individual aged 18 and above.
Foreigners aged 18 and above, live and work legally in Vietnam.

Application requirements:

Vietnamese
+ Personal account opening form
+ Passport/ Identification card (in valid)

Foreigners
+ Personal account opening form
+ Passport and Visa (in valid)