PERSONAL INSTALLMENT LOAN

Benefits: HDBank’s personal instalment loan can help you promptly realise your financial plan.

Features:
+ Finance for individuals working at joint stock /foreign/ state companies under HDBank’s approvals.
+ Meet personal consumer purposes
+ Flexible term loan: may up to 36 months
+ Loan limit: may up to 12 times of net monthly salary
+ Simple procedure without pledge or warranty from customers’s company.
+ Quick disbursement within 48 hours.
+ Fixed monthly instalments.

Interest rate
- Interest rate is competitive under current HDBank’s regulations.

Application criteria:

+ Vietnamese citizens who have full civil legal capacity and civil acts.
+ Permanent residence/ KT3 at places that having the presence of HDBank.
+ Vietnamese individual aged 22 to 60
+ Monthly net salary above VND5,000,000 with employment of above 1 year.
+ Salary paid to a bank account
+ The onwer of Bao Viet’s life insurance.

Application requirements:

+ Personal Instalment Loan application form (original copy)
+ ID card/ household registration book/ KT3 (a certified copy) or the certificate of temporary residence (original copy with the seal and signature of the local authorities. The date of the certification must not exceed one month).
+ Employment contract (copy), the certification letter of the applicant's position, employment duration and salary (original copy).
+ Bank statement (original copy) which reflects the salary of the last three months.
+ The most recent telephone bill (electrict bill) of the current residential address (or water supply bill or electricity bill).