TERM DEPOSIT
Term Deposit is saving account in which customer can deposit their idle money for a fixed tenor to benefit fixed interest rate or they can even negotiate for other flexible method of interest payment.
Benefits:
o Various tenors with attractive interest rates
o Simple procedure, fast processing time
o Transactions are available at any branches of HDBank
o Used as mortgage asset for loan or guarantee for the third party
o Be guaranteed to open credit card by the account’s balance
Features:
o Currencies: VND, USD
o Tenor: 1 week, 2 weeks, 3 weeks, 1 36 months
o Minimum deposits:
+ week term: VND100million/ 1.000 USD
o Interest rate: for your reference, please click here.
o Method of interest payment: monthly/quarterly/annually or at the end of the term: On payment date, these interests will be automatically tranfered to customers’s current accounts or credited to the original capital (as customers’s requests)
o Account usage:
+ 1 account for 1 transaction (deposit or withdrawal)
+ Draw capital on due date, otherwise, non-term deposit interest rate is applied.
+ If at maturity date, customers does not withdraw money and no other indications, the original capital will be automatically renewed as the old term . The interest rate applied is the interest at the time of renewal.
Document requirements:
+ For customers who have HDBank accounts already:
• Term deposit contract
+ For others:
• Term deposit contract
• Certificate of legal status of Organizations
• Documents evidencing the legal representative status of the account holder.
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